"BISeshka" credit card
A credit card with a grace period to make using the card extremely comfortable.
How to get the card
Step
Schedule an appointment with a specialist at the BISBANK branch
You can use the number 0800503005 for this purpose
Step
Visit the BISBANK branch with your documents
We will send you the list of documents after scheduling the appointment
Step
Open an account and get a card
The branch manager will help you activate the card, install BIS24 and add the card to the electronic wallet in GoolePay, ApplePay and GarminPay
Step
Use BIS24
Now your card is available not only in physical form, but also online
Advantages
Support for electronic wallets
Replenish cards and accounts through terminals
Conditions
Credit limit
Credit limit from UAH 5 000 to UAH 200 000
Grace period
at 0.01% for up to 56 days
Mandatory minimum payment
5.00% of the amount owed
Real annual interest rate, interest per annum
57.86%
Documents
You can find detailed information on concluding public contracts and standard contracts at the following link.
Warning for Clients
- Consumer Rights Regarding Consumer Credit Agreement: The consumer (Client) has the right to withdraw from the consumer credit agreement within 14 calendar days from the date of the agreement without providing any reason, even if the funds have been received. The Client must return the received funds to the Bank and pay interest for the period from the day of receipt to the day of return at the rate specified in the consumer credit agreement. The Client must inform the Bank in writing (either in paper form or as an electronic document created in accordance with the Law of Ukraine “On Electronic Documents and Electronic Document Management”) about their intention to withdraw from the consumer credit agreement within 14 calendar days from the date of the agreement. Termination of the agreement at the Client’s initiative is possible if there is no debt under the agreement. Termination does not release the Client from the obligation to fully repay any outstanding debt.
- Contract Terms: The terms of the agreement are available on the Bank’s website in the “Daily Services” section.
- Consequences of Delayed or Non-Performance of Obligations: Penalties for failure to make a full current payment according to the payment schedule:
- Penalty on the first working day following the payment due date: 100.00 UAH
- Penalty on the sixth working day following the payment due date: 250.00 UAH
- Amendments to Agreements: The Bank does not have the right to unilaterally amend agreements with Clients unless otherwise provided by the agreement or law.
- Prohibition on Compulsory Purchases: The Bank is prohibited from requiring the Client to purchase any goods or services from the Bank or a related person as a condition for providing the service.
- Amendments to Agreements (Repeated for Emphasis): The Bank does not have the right to unilaterally amend agreements with Clients unless otherwise provided by the agreement or law.
- Client’s Right to Refuse Advertising Materials: The Client has the right to refuse to receive advertising materials through remote communication channels.
- Acknowledgment of Agreement Terms: By signing the Application-Questionnaire for joining the Agreement, the Client unconditionally confirms that they have read the full text of the Agreement with annexes (including Tariffs), fully understood its content, and agree with all the terms of the Agreement and Tariffs in effect on the date of the Agreement, as well as being informed of other information listed in Article 2, Section 12 of the Law of Ukraine “On Financial Services and State Regulation of Financial Services Markets.”
Important information
Information about the deposit guarantee system for individuals
Learn about the deposit guarantee system for individuals and ensure that your financial savings are in reliable hands by following the link.
Appeal of citizens
Do you have any questions or need assistance? Feel free to contact us; we’re always ready to help and answer your inquiries by following the link.
Internet banking with BISBANK
Perform banking transactions whenever, wherever, and however it’s convenient for you, without visiting branches.
Get an individual offer from BISBANK
Leave your contacts and we will find solutions that suit your needs.
