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To start and develop your own business without unnecessary difficulties and obstacles.
To start and develop your own business without unnecessary difficulties and obstacles.
up to UAH 60 million (for agro-industrial enterprises – up to UAH 90 million)
up to 120 months
from 7% per annum
0,75%
0.75% monthly
Guarantee of business owners – for legal entities
Without guarantee, without collateral – for individual entrepreneur
* you will find out the detailed conditions from the credit manager of JSC “BANK INVESTMENTS AND SAVINGS”.
Previous editions can be found at the link
The state program “Affordable loans 5-7-9” was created at the initiative of the President of Ukraine and the Cabinet of Ministers to support the development of small businesses.
An individual entrepreneur or a legal entity that is a participant in the “Affordable Loans 5-7-9”
program can receive a loan of up to UAH 50 million for a period of up to 3 or up to 5 years, depending on the financing goals.
In addition, the rates of 7 and 9% can be reduced by creating new jobs. Yes, for each hired employee, the business receives a discount of 0.5% per annum. However, note that the rate cannot be lower than 5% per annum.
Preferential state credit “5-7-9” for business is given for a specific purpose. It may be:
First of all, it is worth checking whether your business and lending goals meet the criteria for participation in the program. To do this, carefully read the conditions on this page and on the website 5-7-9.gov.ua.
If “Affordable loans 5-7-9%” suit you in all respects, register an application on the site and our specialists will contact you.
Pay attention! To become a member of the program of preferential loans for business, you need to have an account with Bisbank.
Prepare and provide our specialists with the specified package of documents. Based on it, the bank will make a decision on issuing a loan under the “Affordable loan 5-7-9” program. If the answer is positive, all that remains is to sign the loan agreement.
A person is an entrepreneur, a resident of Ukraine.
A legal entity whose ultimate beneficial owners (controllers) are natural persons – residents of Ukraine.
Agricultural commodity producer (within the meaning given in the Law of Ukraine “On State Support of Agriculture of Ukraine”).
An entity of a large business that carries out retail trade in goods, in the structure of net income from the sale of which (taking into account value added tax) at least 60% belongs to food products together with alcoholic beverages and tobacco products as of February 1, 2022.
Business entity of the state or communal sector of the economy.
Loans for which state support can be provided are provided for the following purposes:
investment, in particular acquisition and/or modernization of fixed assets;
working capital financing.
It is prohibited to use credit funds to repay loans and interest or other debt under credit agreements, as well as to pay dividends and provide financial assistance.
In case of improper use of funds, the business entity loses the right to state support under the contract under which the violation occurred.
Looking for a bank that meets the specific needs of your business? Leave your contacts and we will find a solution that is right for you.